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The Agents of Choice Superheroes of Real Estate

Super Hero tag with Background

Freeport Illinois

Historic Wrigley Field replica

Freeport Illinois

Famous 1914 ice cream parlor

Freeport Illinois

Home of Lincoln-Douglas debate

Freeport Illinois

Aquatic Center, neighborhood parks, programs

Freeport Illinois

Supportive living, villas, skilled nursing


Welcome!  At Choice Realty we understand that buying or selling real estate is among the most important financial transactions of your life. We are dedicated to providing personal and thorough service with a sharp focus on our clients needs. Our licensed staff looks forward to assisting you in any of the following areas: Residential, Condominiums, New Construction, Land, Farms, Commercial, Investment,  Auctions or Leasing. At Choice Realty we don’t want to be the biggest, just the best. We look forward to helping you with all your real estate needs.

 

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Want to know what your home is worth in today’s market? Give us a call for a FREE market analysis.

815-235-2111 or 815-616-5311.

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What You Should Know About Homeowner’s Insurance

If you own your home you probably carry homeowner’s insurance on it. If you have a mortgage, your lender will require you to maintain insurance on the property. You probably pay your premiums and don’t think too much more about it, but there are some things you need to know about your policy. The purpose of homeowner’s insurance is to protect you (and your lender) against certain losses and damage to your home. When you first buy your home, your lender will require you to purchase a policy as a condition of the mortgage before you close. If you have an escrow account your future premiums will be paid by the lender from the funds in that account. If you pay cash for your home or you no longer carry a mortgage balance then it will be up to you to determine what kind of coverage you wish to have. The coverage you carry will depend on whether you choose replacement cost or a dollar amount of coverage. Replacement cost will give you the actual cost to replace your home if it is destroyed, otherwise you will receive whatever the dollar amount of coverage you have chosen. If you choose to insure your home for $100,000 and it is destroyed by fire, you will probably only receive up to $100,000 even if it costs $200,000 to replace it. A lender will require you to keep the property insured for at least the amount of the mortgage. A standard homeowner’s policy not only insures the structure but may also cover the personal property inside it and additional structures like garages,... read more

Tips to Get Your Home Market Ready

The snow is finally gone and you are thinking of getting your home on the market. How do you prepare your home to look its best? Here are some easy tips that will have your home looking market ready and hopefully get you a quick sale. The first step to getting your house ready to sell is a thorough cleaning and de-cluttering. By thorough cleaning I mean wash windows, clean carpets and curtains or blinds, wash light fixtures, clean moldings and baseboards, mop floors, clean cabinets and appliances and thoroughly clean bathrooms including shower walls and doors. In other words, all the jobs that most people have been meaning to do but never quite got to! If budget allows, consider hiring a professional cleaning service to take care of all these jobs quickly. A clean house is perceived as being well cared for by buyers. Now that it is sparkling clean you will need to de clutter as much as possible. Take everything that is non- essential off your kitchen counters, pack up out of season clothing to allow more space in your closets, minimize Knick knacks, collectibles and family photos so buyers can visualize their family in your space. Try to reduce the amount of large furniture pieces if possible so the rooms appear larger and less cluttered. Pack everything away in bins or boxes neatly stacked in the basement or garage. Next tackle those minor repairs you have been putting off like doors that stick, torn window screens, dripping or leaking faucets, missing or cracked grout and burned out light bulbs. These are small items but if... read more

Freeport Housing Market Outlook for 2019

We are already almost to the end of the first quarter of 2019, so how is our housing market looking so far? That depends on what you are comparing this year to: last year’s numbers or to the State of Illinois as a whole. Let’s start with a comparison to last year’s market at this time of year*. For comparison purposes I am only looking at residential sales, both homes and condos, in Freeport. So far this year we have sold 22 properties in Freeport as compared to 31 last year, which is a decrease of 29%. The average price of the properties sold this year was $70,096 compared with $68,708 last year which is an increase of 2%. So there is good news and bad news: the average sale price is up but the number of sales is down. I’m sure we can all agree that the weather this year could certainly explain the lack of sales so far. The good news is that the average sale price is trending higher than last year. That is good news if you are a seller but maybe not if you are a buyer. Currently we have 49 active listings in Freeport that are either single family homes or condos. The least expensive one is $22,500 and the most expensive one is $489,900 with the average list price of $101,885. The average number of days on the market for these properties is 322. There is a relatively low inventory of homes on the market but that is not unusual for the first quarter. The inventory usually increases dramatically in the spring... read more

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