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Freeport Illinois

Historic Wrigley Field replica

Freeport Illinois

Famous 1914 ice cream parlor

Freeport Illinois

Home of Lincoln-Douglas debate

Freeport Illinois

Aquatic Center, neighborhood parks, programs

Freeport Illinois

Supportive living, villas, skilled nursing

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Welcome!  At Choice Realty we understand that buying or selling real estate is among the most important financial transactions of your life. We are dedicated to providing personal and thorough service with a sharp focus on our clients needs. Our licensed staff looks forward to assisting you in any of the following areas: Residential, Condominiums, New Construction, Land, Farms, Commercial, Investment,  Auctions or Leasing. At Choice Realty we don’t want to be the biggest, just the best. We look forward to helping you with all your real estate needs.

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Want to know what your home is worth in today’s market? Give us a call for a FREE market analysis.

815-235-2111 or 815-616-5311.

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What Is An MLS?

The Multiple Listing Service, or MLS as it is commonly referred to, has been around as a concept since 1907. Originally, REALTORS® would get together and discuss properties they were trying to sell in the hopes that one of their colleagues had a buyer. In 1908 the organization that is now the National Association of REALTORS®, adopted the use of this system for all its members. So what exactly is an MLS? While it may appear that the MLS is a large national data base it is actually made up of many regional MLS’s. Each area has its own MLS with its own members that pay dues to belong. Members put their listings into the system allowing other members to access information about all property locally available. Anyone belonging to the MLS can access information for a buyer they are working with and search available listing that might be a good fit. Realtors also rely on the MLS to search for “comps” or comparable sales when pricing a new listing. Members have access to all local properties that have sold so they can have a database to help them price a property correctly for the local market. Appraisers and lenders can also join an MLS as an affiliate member and have access to the same information for use in their professions as well. Because you must be a licensed REALTOR® to be a member of the local MLS, home sellers are not allowed to post their home on the MLS. REALTORs® pay a fee to belong and that is part of the service they bring to a homeowner or... read more

Understanding Your Property Tax Bill

By now, you have probably received your property tax bill and I’m sure you are wondering why is it so much and where does that money go? The amount of your tax bill is based on the assessed value of your property. In Illinois, the assessed value is 33 1/3% of the property’s fair market value and the fair market value is determined by the County Assessor. Typically, property is re-assessed every four years and can result in a new fair market value. When you receive your assessment notice make sure the information on there is accurate. Check that the square footage, number of bedrooms & baths, etc. is accurate. If this information is incorrect it can affect the value of the property. If you think there is an error in the assessment you should contact the County Assessor’s office. Once the assessed value of your property has been determined, the County Clerk adds up the tax rates of all the taxing bodies in your area. Different areas will have different taxing bodies reflected on their tax bills. For example, in Freeport our tax bills include the City of Freeport, the Library, Highland College, the Park District, the School District, Mosquito Abatement, Freeport Township and the County. Your tax dollars are divided among all these taxing bodies to pay for the services we receive as well as the employees that provide these services. The Freeport School District receives the largest percentage of the property taxes with a little more than half of the total amount going to the schools. The County is next followed by the City of Freeport,... read more

De-Cluttering Tips for Sellers

Spring may have finally arrived and so has spring cleaning time. If you are thinking of putting your home on the market one of the most important first steps is a thorough cleaning and de-cluttering. If you aren’t in the market to sell right now, I bet you can still use a few de-cluttering tips! Most buyers will not look past a dirty, cluttered home no matter how much potential it may have. A sparkling clean, orderly home will help buyers actually see what your home has to offer instead of focusing on all your stuff and will usually sell quicker and for a higher price. If you are planning on moving all that stuff has to go anyway, so you might as well do it before you list your house and hit the market ready for a quick sale. The process of de-cluttering can be daunting but breaking it down in to more manageable segments is the key to success. First, make a master plan. Walk in your front door and look around. This is the first impression your buyers will have so make it count! Walk through every room with this same focus. Look at each room like you are seeing it for the first time. Write a list of what needs to be done for each room with the goal of less is more. Clean, bright, open rooms is what you are after. In addition to de-cluttering and deep cleaning, make note of any repairs or touch ups that are needed as you go room by room. Now is the time to replace burnt out lightbulbs,... read more

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