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Welcome!  At Choice Realty we understand that buying or selling real estate is among the most important financial transactions of your life. We are dedicated to providing personal and thorough service with a sharp focus on our clients needs. Our licensed staff looks forward to assisting you in any of the following areas: Residential, Condominiums, New Construction, Land, Farms, Commercial, Investment,  Auctions or Leasing. At Choice Realty we don’t want to be the biggest, just the best. We look forward to helping you with all your real estate needs.


Want to know what your home is worth in today’s market? Give us a call for a FREE market analysis.

815-235-2111 or 815-616-5311.

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Anne Sadler

Anne Sadler

Managing Broker/Owner

Choice Realty of Freeport, LLC is a locally owned and operated full service real estate company. We are focused on meeting your needs. Our emphasis is on customer service and we are committed to professional service that embodies trust and integrity. We look forward to assisting you with all you real estate needs.

I Bought a House, Now What Do I Do?

You just closed on your first house. Congratulations! You are now a home owner! After all the excitement of finding your perfect home, navigating the paperwork for the Realtor, the lender and the title company and the exhaustion from packing and moving, now what? Owning a home is a big responsibility and a big investment. You want to protect your investment and get the most out of your new home. Here are some things you should now about home ownership and maintenance. The very first thing you should do after the closing is change the locks. You will get keys at the closing to get you in the home, but how many other people might have keys to your new home? Especially if the home you are buying was a bank owned property or foreclosure, there could be lots of people out there with access to your house. Former owners, landscape people, cleaning people, contractors, realtors or just about anybody else could have keys to your property. For the price of some new locks and a few hours’ time (or better yet, call a locksmith to do it for you), you can have the peace of mind of knowing the only person with keys to your house is You. The next thing you should do is locate your main electrical box and the water main shut off. If you have had a home inspection, the inspector showed you where these things are located and how to shut them off, but if you didn’t have an inspection or need a refresher, locate them now. You should change the furnace filter... read more

Update on “Know Before You Owe “Mortgage Regulations

If you have bought or sold property with a mortgage since October of 2015 you probably noticed some things have changed. If you are in the process of buying or selling right now, there are some things you should know. The new mortgage rules that the government put into effect last fall have changed the way borrowers compare loan products and fees and regulates the timing of loan disclosures. The law that went into effect in October of last year is called the TILA-RESPA Integrated Disclosure rule or TRID. The idea behind this change was to allow consumers to shop around for a loan and have time to compare payments and fees. The new disclosure form has all the closing costs and estimated cash to close in a standardized format which makes comparing loan products easier for the consumer. There are benefits to the buyers with these new disclosures which not only give them a clearer picture of the costs, but a period of time to go over the figures and ask questions before they commit to the loan. The government felt that one of the reasons for the lending crisis was that consumers were not given adequate time to read the loan documents and ask questions before they had to close on the property. These new rules require waiting periods before final loan documents can be signed. There is also a low threshold for any changes in costs from the initial disclosure period. The new regulations require the buyer to be given the Closing Disclosure form at least 3 days before the closing so they have time to... read more

Priced to Sell

One of the most difficult parts of putting your home up for sale is determining the listing price. Price it too high and it won’t sell, price it too low and maybe you are leaving money on the table. If you are like most homeowners, you are somewhat emotionally attached to your home. You loved it enough to buy it right? You have family memories there, you have it decorated just the way you want it and you know it’s the best house on the block! Do you really think you can be objective when it comes to setting a sale price? The answer, if you are being honest, is probably not. One of the things a professional Realtor does is help the homeowner arrive at a listing price. This is a delicate combination of part math, part skill, part experience and part timing. The Realtor has no emotional attachment to the property and can be completely objective. They will look at the “comps” or comparable sales and listings to help establish a price range. This process is called a Comparative Market Analysis or CMA. It is not an appraisal, which can only be done by a licensed appraiser, but a study of market activity of similar properties. After looking at what comparable properties have recently sold for, your Realtor will look at the active listing competition you will be facing. These two studies will help establish a range of value for your home. That range will then be adjusted up or down for condition and amenity differences between your home and the comparable properties. If your home has... read more

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