| 815-235-2111 | 815-616-5311 ask@choicerealtyfreeport.com

IDX Quick Search


The Agents of Choice Superheroes of Real Estate

Super Hero tag with Background

Freeport Illinois

Historic Wrigley Field replica

Freeport Illinois

Famous 1914 ice cream parlor

Freeport Illinois

Home of Lincoln-Douglas debate

Freeport Illinois

Aquatic Center, neighborhood parks, programs

Freeport Illinois

Supportive living, villas, skilled nursing


Welcome!  At Choice Realty we understand that buying or selling real estate is among the most important financial transactions of your life. We are dedicated to providing personal and thorough service with a sharp focus on our clients needs. Our licensed staff looks forward to assisting you in any of the following areas: Residential, Condominiums, New Construction, Land, Farms, Commercial, Investment,  Auctions or Leasing. At Choice Realty we don’t want to be the biggest, just the best. We look forward to helping you with all your real estate needs.

 

Sellers

Want to know what your home is worth in today’s market? Give us a call for a FREE market analysis.

815-235-2111 or 815-616-5311.

Find Out More


What is the Difference between a Real Estate Broker and a Realtor?

Every Real Estate Broker can’t call themselves a Realtor®. Realtor® is a trademarked word for a real estate professional that belongs to the National Association of Realtors® or NAR for short. Members of this Association are bound by a strict Code of Ethics and Standards of Practice. The Code was first approved in 1913 to set standards for the professional and ethical practice of real estate by it’s’ members. The 17 Articles that make up the Code of Ethics establish a standard of conduct that serves to protect the interests of clients and customers as well as other Realtors®. Failure to abide by this standard can result in disciplinary action. The Code is updated as needed and was just amended in January of this year. The 17 Articles that make up the Code of Ethics also contain Standards of Practice which help clarify the intent of the Articles in day to day practice. A Realtor® agrees to be bound by the Code of Ethics and is therefore held to a higher standard than a Real Estate Practitioner that is not a Realtor®. The Code of Ethics is intended to promote moral and ethical practice among its members, promote competent service to clients and customers and to uphold the public’s best interest and welfare. Realtors® are licensed in the state where they do business and must take continuing education in order to renew their license. In Illinois, our licenses are renewed every 2 years and a 2 ½ hour course on the Code of Ethics is required every time we renew. Each Article in the Code is a rule that... read more

Get to Know Your Home’s History

Have you ever wondered about the history of the house you live in? If you aren’t the first owner then your house has a story to tell. Tracing your home’s history can be a fascinating project. There are basically two types of research you can do on your home: architectural research and historical research. Architectural research begins with looking at the type of construction of your home and will help establish the time period your home was built. Talking to your neighbors may help you learn more about the former owners or even the builder of the home. Most neighborhoods consist of similar homes built in a similar time period and if you are lucky enough to have a long time home owner as a neighbor, they may have a wealth of information about the history of your home. If you live in an older neighborhood with charming brick or stone 2 story homes, they could easily be over a hundred years old. If you live in a neighborhood of smaller wood frame ranch style homes, those were popular post war time with young families. The style of your home may help you determine the era it was constructed. Historical research usually begins with a search of public records and can help you discover previous owners and other events that may have happened on the property. The first place you might want to search is the county Recorder’s office to obtain the deed records for your home. This will help you establish a chain of ownership. You may also be able to locate and old abstract of title which... read more

What Is a VA Loan?

Today is Veteran’s day so I thought I would dedicate today’s column to all the Veterans out there and to explain one of the benefits of being a Veteran- the VA Guaranteed Loan Program. The program was started in 1944 as part of the Serviceman’s Readjustment Act or the G.I. Bill, as it became known, by President Franklin Roosevelt. The purpose was to help veterans returning from war re-establish credit, purchase housing and to stimulate the economy. Since its inception, the VA Guaranteed Loan Program has helped over 20 million veterans and their families purchase homes. There have been several changes to the program since it began but the goal has remained the same: to assist Veterans and their families in obtaining loans to purchase or re-finance their homes. VA loans can be used to purchase existing or new construction homes or to re-finance an existing mortgage. This loan program offers several important benefits over other traditional mortgages. Most notably is the opportunity to purchase a home with no down payment and no mortgage insurance. Typically a down payment of at least 3.5 % is required for most loan types. Some form of mortgage insurance is always required unless you have at least 20% to put down on a home. The VA also requires the property to meet certain requirements for it to qualify for this type of financing. The VA appraiser will make sure that the property is safe, sanitary and sound according to the VA loan requirements as well as making sure the property value is consistent with the loan amount. Who is eligible for the VA... read more

Pin It on Pinterest